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Example on how our “Interest Only Bearing” program works:

If an investor wants to invest $10,000, he is automatically locked in for 12 months. This is definitely not a negative, because over that 12-month period the investor will make a much higher return rate than in our regular investment program. After the first 4-month period this investor will be mailed a check in the amount of $500.00. After the second 4-month period the investor will be mailed a check for $1,000.00. After the third 4-month period the investor has to make a decision of whether or not to continue with the interest bearing program . If the investor does remain invested in the program, we will reward the investor by increasing their return rate by 5% for staying in the program. The investor will then be mailed a check for $1,500.00. If the investor decides to opt out of the program they will receive their original investment of 10,000.00. If the investor remains invested in the program, they will have earned $3,000.00 (on the 10,000.00 invested) over the 12-month period—the investor has earned over 5% more on his money, while being invested in this program.

 

  INTEREST ONLY BEARING INVESTMENT CHART

    (1st) 4 month (2nd) 4 month return 8 month return 12M Opt Out
  Total % earned over time 5% 10% 15% Original Amount returned
  DOLLARS INVESTED     Decision Period
1 $1,000.00 $50.00 $100.00 $150.00 $1000.00
2 $2,000.00 $100.00 $200.00 $300.00 $2000.00
3 $3,000.00 $150.00 $300.00 $450.00 $3,000.00
4 $4,000.00 $200.00 $400.00 $600.00 $4,000.00
5 $5,000.00 $250.00 $500.00 $750.00 $5,000.00
6 $6,000.00 $300.00 $600.00 $900.00 $6,000.00
7 $7,000.00 $350.00 $700.00 $1,050.00 $7,000.00
8 $8,000.00 $400.00 $800.00 $1,200.00 $8,000.00
9 $9,000.00 $450.00 $900.00 $1,350.00 $9,000.00
10 $10,000.00 $500.00 $1,000.00 $1,500.00 $10,000.00
11 $11,000.00 $550.00 $1,100.00 $1,650.00 $11,000.00
12 $12,000.00 $600.00 $1,200.00 $1,800.00 $12,000.00
13 $13,000.00 $650.00 $1,300.00 $1,950.00 $13,000.00
14 $14,000.00 $700.00 $1,400.00 $2,100.00 $14,000.00
15 $15,000.00 $750.00 $1,500.00 $2,250.00 $15,000.00
16 $16,000.00 $800.00 $1,600.00 $2,400.00 $16,000.00
17 $17,000.00 $850.00 $1,700.00 $2,550.00 $17,000.00
18 $18,000.00 $900.00 1,800.00 $2,700.00 $18,000.00
19 $19,000.00 $950.00 $1,900.00 $2,850.00 $19,000.00
20 $20,000.00 $1,000.00 $2,000.00 $3,000.00 $20,000.00
21 $25,000.00 $1,250.00 $2,500.00 $3,750.00 $25,000.00
22 $30,000.00 $1,500.00 $3,000.00 $4,500.00 $30,000.00
23 $35,000.00 $1,750.00 $3,500.00 $5,250.00 $35,000.00
24 $40,000.00 $2,000.00 $4,000.00 $6,000.00 $40,000.00
25 $45,000.00 $2,250.00 $4,500.00 $6,750.00 $45,000.00
26 $50,000.00 $2,500.00 $5,000.00 $7,500.00 $50,000.00